Investment opportunity

Our investment product

The investment opportunity for individuals and organisations in the UK and Ireland is via depository receipts in the Oikocredit International Share Foundation (OISF), which have historically delivered a gross return of up to 2% each year, every year since 1995*. Withdrawals require no notice period, there are no annual management charges, and investors have always had their capital repaid. Investments can be made in either euros or pounds sterling. The minimum is €200 (or £150), there is no maximum. *Taken from Oikocredit Annual Reports & Accounts.

Legal, compliance and prospectus

The Oikocredit International Share Foundation (OISF) is incorporated as a Foundation under the laws of the Netherlands and functions as an administrative office (Stichting Administratiekantoor [STAK]) for the Oikocredit Ecumenical Development Co-operative Society U.A. (the Oikocredit International Co-operative) for the express purposes of issuing depository receipts (DRs). The OISF prospectus is approved by the AFM (Autoriteit Financiele Markten), the regulatory authority for financial services in the Netherlands, for the purposes of Article 18 of Directive 2003/71/EC of the European Parliament and of the Council (the "Prospectus Directive"). The prospectus is subsequently pass-ported to several EU member states (including the UK and Ireland) with formal notification to the Financial Conduct Authority (FCA).

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Investing as an individual

The investment opportunity is open to all eligible retail investors, High Net Worth individuals (HNWIs) and Sophisticated Investors. If you are in doubt about the suitability of this investment, please contact a financial advisor, wealth manager or family office. We benefit from an extremely loyal investor base as well as welcoming new investors looking to enhance the social and environmental impact of their investment portfolio.

Investing as an organisation

The Oikocredit International Share Foundation despository receipts (DRs) are open to all organisations including Charities and Foundations, Trusts, Asset Managers, Family Offices and Wealth Managers. We welcome like-minded organisations wishing to use their reserve capital to fulfill their long-term impact investing aims, while targeting the UN sustainable development goals.

Existing Oikocredit investors

We are fortunate to benefit from many long-term, loyal investors and are grateful for your support. Managing your investment with us is simple, whether you wish to top-up your account by lump sum or standing order; gift your investment to friends and family; withdraw part or all of your investment, or change the details we have on file for you.

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