Investing as an organisation

With over 40 years of experience, Oikocredit is one of the oldest, private social impact investors in the world. 

Impact investing through the lens of development

We raise capital from institutional and individual investors across Europe and North America. Using the expertise of our local offices, we place your capital in social enterprises (e.g. Divine Chocolate, Cafedirect, BBOXX energy) who target a balanced financial, social and environmental return across 70 low income and developing countries.

Capital placement countries                              Capital raising countries
                           

The sectors in which we specialise our investing and capacity-building activites are inclusive finance (including microfinance), smallholder, fair trade agriculture and off-grid renewable energy.  Through our 800 investee partners and additional capicity-building activities, we target many of the United Nations SDGs to reach the most underserved communities in the world.

A good home for liquid or long-term risk capital

The Oikocredit International Share Foundation depository receipts (OISF) have historically delivered a gross dividend of up to 2% each year, every year since 1995.*  Like any investment product, the dividend is not guaranteed and may vary each year.  Investments can be made in euros and pounds sterling. 

The minimum investment is €200 (£150), there is no maximum.  Redemptions require no notice period, there is no annual management charge, commissions, fees or other charges and investors have always had their capital repaid.

The OISF depository receipts are suitable for organisations seeking to deploy a portion of their liquid or long-term risk capital into financial products which target their impact investing aims and the United Nations sustainable development goals.

Open to all organisations

Oikocredit has always relied on strong investment support from organisations across all sectors, and all types of organisations and asset managers can invest in the Oikocredit International Share Foundation (OISF).

Of our 53,000 world-wide investors, around 6000 of these are organisations - including  575 who are member-shareholders of the Oikocredit co-operative

As a closed co-operative, it is only our member-shareholders (faith-based institutions and the OISF) which hold ordinary shares in Oikocredit that come with voting rights and more active involvement with the co-operative. Other institutions and individuals have the opportunity to invest in Oikocredit via our OISF depository receipts.  These do not come with voting rights so as to safeguard an appropriate balance of financial, social and environmental returns.

In the UK and Ireland the investment opportunity is particularly appealing to philanthropic institutional impact investors including Trusts and Foundations, Family Offices, Wealth Managers, charities, social enterprises, faith-based institutions and endowment funds.

The investing process

If your organisation is interested in investing in Oikocredit, please read our prospectus, then:

1.   Download our Subscription Offer Investment Form for organisations.

2.   After your form has been returned to us by post, and processed, we may require more KYC information.

3.   Once your application has been approved, we will ask you to transfer your opening investment by bank transfer. Alternatively, your organisation might wish to set up a standing order for you investment or send us a cheque (except euros).

Alternatively, pease request to be sent the organisational investment form by post.

Meeting us, presentations and due diligence

We are happy to present both our world-wide experience of development finance, or cover off more detailed due diligence questions and introduce the OISF investment opportunity to your organisation.  Please don't hestitate to contact us if this is something that is of interest to you.

*Taken from Annual Reports & Accounts