With over 40 years of experience, Oikocredit is one of the oldest, private social impact investors in the world.
Investing as an organisation
Impact investing through the lens of development
We raise capital from institutional and individual investors across Europe and North America. Using the expertise of our local offices, we place your capital in social enterprises (e.g. Divine Chocolate, Cafedirect, BBOXX energy) who target a balanced financial, social and environmental return across numerous low income and developing countries.
The sectors in which we specialise our investing and capacity-building activites are inclusive finance (including microfinance), smallholder, fair trade agriculture and off-grid renewable energy. Through our c. 700 investee partners and additional technical capacity-building activities, we target many of the United Nations sustainable development goals (SDGs) to reach the most underserved communities in the world.
A good home for liquid or long-term reserve capital
The Oikocredit International Share Foundation (OISF) depository receipts have historically delivered a gross dividend of between 1% and 2% each year, every year since 1995*. Like any investment product, the dividend is not guaranteed and may vary each year.
Investments can be made in euros and pounds sterling. The minimum investment is €200 (£150), there is no maximum. Withdrawals require no notice period, there are no annual management charges, commissions, fees or other charges and investors have always had their capital repaid.
The OISF depository receipts are suitable for organisations seeking to deploy a portion of their liquid or long-term reserve capital into financial products which target their impact investing aims and the United Nations sustainable development goals.
Open to all organisations
Oikocredit has always relied on strong investment support from organisations across all sectors, and all types of organisations and asset managers can invest in the Oikocredit International Share Foundation (OISF).
Of our c. 56,000 world-wide investors, around 6000 of these are organisations - including 575 who are shareholder-members of the Oikocredit Ecumenical Development Co-operative U.A. (the Oikocredit International Co-operative).
As a closed co-operative, it is only our shareholder-members (primarily faith-based institutions and the OISF) which hold ordinary shares in the Oikocredit International Co-operative that come with voting rights and more active involvement with the co-operative. Other institutions and individuals have the opportunity to invest in Oikocredit via our OISF depository receipts. These do not come with voting rights so as to safeguard an appropriate balance of financial, social and environmental returns.
The investing process
If your organisation is interested in investing in the Oikocredit International Share Foundation (OISF), please read our prospectus, then:
1. Download our Subscription Offer Investment Form for organisations.
2. After your form (with wet signatures) has been returned to us by post, and processed, we may require more identity and personal (Know-Your-Client) information.
3. Once your application has been approved, we will ask you to transfer your opening investment by bank transfer. Alternatively, your organisation might wish to set up a standing order for you investment.
Alternatively, please request to be sent the Subscription Offer Investment Form by post.