We focus on revenue-generating, mid-stage enterprises with suitable environmental-social-governance (ESG) criteria

We specialise in inclusive finance, smallholder agriculture and off-grid renewable energy enterprises

Do you have a social impact in our regions?
Do you have a social impact in our regions?

Looking for equity or debt financing?

We focus on providing development finance

Oikocredit provides loans, equity and other investments to revenue-generating, mid-growth ventures that are focused on improving the lives of low-income people and generating a triple bottom line return in low-income and emerging countries (people-profit-planet).  

“Our ambition is clear. We want to focus on improving the lives of low-income people in areas where need and opportunity are greatest. We want to maximize our social impact while safeguarding the environment and generating fair financial returns. We want to lead in positive change, to be the preferred social investor and development partner for our partner organisations. We want to offer our investors the chance to be part of a global movement for social change.” - Thos Gieskes, MD Oikocredit International

Primary investment sectors

Oikocredit is active in numerous countries across the world. 

We raise capital and capacity-building funds from our global co-operative members, investors and donors to create Oikocredit's development finances.

Our international and regional offices in Africa, Asia and Latin Amercia assess, identify and develop partners who are mid-stage, revenue-generating growth enterprises. 

Our investment sectors

Inclusive Finance Institutions: Around 2 billion people in the world lack access to basic financial services. A significant proportion of Oikocredit’s development financing portfolio is therefore invested in social and microfinance activities through cooperatives; non-banking financial institutions; banks offering diverse financial products, SMEs and wholesale funds (e.g. KWFT Kenya).

Production and Service Partners: As a major growth area for Oikocredit, much of our development financing portfolio is directly invested in social enterprises through production and services partners:

  • Agriculture, incl. fair trade and organic produce: Around ¾ of the world’s poorest people live in rural areas, relying on agricultural activities to meet their daily needs. Oikocredit supports these groups by providing financing to agricultural businesses, producers, suppliers, fair trade cooperatives and procurers (e.g. Divine Chocolate, Cafédirect) in order to create greater resilience and fairer, more robust value chains.
  • Renewable Energy: World-wide,millions of people still lack access to clean, affordable energy.Oikocredit therefore invests in enterprises that provide renewable energy in underserved regions in a way that is economically, socially and foremost environmentally sustainable (e.g.BBOXX).

Please contact our head off office in the Netherlands if you think you may represent a good fit for us. Our specialist units would then need you to provide an executive summary including business projections, a request for financing and three year's financial statements.