Oikocredit keeps a certain amount of funds in reserves. This is one of the ways in which we have made our business model robust. By doing so, we are be able to provide loans or investments in countries or organisations that entail a risk but have need of financing. It also means that we have always been able to pay back our investors’ capital when they request it.
Our reservers, like our other incoming funds, are pooled in our total funds, so we can draw on one single pool of funds to make our loans and investments.