All resources that Oikocredit receives are pooled in its total funds. By doing this, we make sure we can balance loans and investments in riskier regions with more secure financing elsewhere.
Also, it enables us to provide financing at times when organisations have need of it, rather than when we or our investors and lenders are ready to make a loan.
This way of working ensures that we are a very stable organisation, but at the same time pioneer financing in regions that would otherwise have been deemed too risky. Want to know more? Visit our facts & figures page.
Oikocredit has a social mission, working for a triple bottom line of financial, social and environmental return. Our way of pooling all our resources before lending or investing enables us to put that mission first.